{"id":20,"date":"2026-09-26T17:00:00","date_gmt":"2026-09-26T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/shalettefreemanmortgageprotection-com\/2026\/09\/26\/annuities-guarantee-retirement-income\/"},"modified":"2026-09-26T17:00:00","modified_gmt":"2026-09-26T17:00:00","slug":"annuities-guarantee-retirement-income","status":"publish","type":"post","link":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/2026\/09\/26\/annuities-guarantee-retirement-income\/","title":{"rendered":"Annuities Guarantee Retirement Income"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/shalette\/learn-how-annuities-work-what-they-cost-and-how-they-can-provide-reliable-retirement-incom-remotion-videos-d373\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Annuities are insurance contracts that create guaranteed income streams; payout timing can be immediate or deferred, while growth depends on the annuity structure.<br \/>\nFixed annuities offer a set return, variable annuities track securities, and indexed annuities link performance to a market index for growth potential.<br \/>\nNot every annuity fits every retiree: some plans carry high fees, limited growth potential, surrender periods, or withdrawal penalties that matter when comparing options.<br \/>\nFor risk-averse Americans, annuities can ease fears about outliving savings and make retirement budgeting simpler by turning part of a portfolio into predictable income.<br \/>\nSome options ranged from $1K minimums to age-85 availability, and a financial advisor can help align payout timing, fees, and features with retirement needs.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Annuities are insurance contracts that create guaranteed income streams; payout timing can be immediate or deferred, while growth depends on the annuity structure. Fixed annuities offer a set return, variable annuities track securities, and indexed annuities link performance to a market index for growth potential. Not every annuity fits every retiree: some plans carry high [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":41,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-20","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":0,"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/media\/41"}],"wp:attachment":[{"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shalettefreemanmortgageprotection.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}